Who is Tony Pray Real Estate Agent?
Meet Tony Pray
Originally from a charming small town in Georgia, Tony brings a unique blend of Southern graciousness and a sharp eye for design to the real estate industry. With over 20 years of experience in the financial sector—having held key roles at Merrill Lynch, Bank of America, and as the owner of Shaw Pray Mortgage for a decade—Tony is a seasoned negotiator and a dedicated advocate for his clients.
Tony’s entrepreneurial background has honed his ability to navigate complex transactions, ensuring a seamless experience for both buyers and sellers. His deep commitment to serving clients has earned him an exceptional reputation for professionalism, integrity, and unwavering loyalty. Whether you’re embarking on your home-buying journey or listing your property, Tony is equipped to simplify the process and tackle any challenges along the way.
A resident of Lakeland for 15 years and Tampa Bay for over 40 years, Tony has a profound connection to the community he serves. Married with three children—one currently pursuing an MBA—he understands the importance of creating a secure and successful future for families.
Tony is also an active member of his local church, where he has faithfully served as an elder for the past 13 years. His dedication to his faith and community adds depth to his character and mission to support others in achieving their dreams.
Tony goes above and beyond for his clients, making their satisfaction his top priority. With a client-first philosophy and a passion for providing outstanding service, he is readily available to support and guide you every step of the way.
The Lakeland Real Estate Market
The housing market in Lakeland, Florida, is currently showing signs of stability and modest growth. As of early 2025, the median home price in Lakeland is approximately $278,000, which reflects a slight decrease compared to the previous year. Homes are selling relatively quickly, with an average of 64 days on the market. The market remains somewhat competitive, with buyers often facing limited inventory.
Interest Rate Predictions for 2025
Mortgage interest rates are expected to remain in the range of 6.5% to 7% throughout 2025. While rates have dipped slightly from their recent peaks, economic uncertainties could influence fluctuations. Factors such as inflation, tariffs, and Federal Reserve policies may impact rates, but significant decreases are unlikely.
Is It a Good Time to Purchase a Newly Constructed Home?
Purchasing a newly constructed home in Lakeland can be a smart decision, especially given the area's growing popularity and the modern features offered by new builds. Benefits include energy-efficient designs, customization options, and thoughtfully planned communities. However, buyers should carefully review contracts, financing options, and potential upgrades to avoid unexpected costs. With stable home prices and competitive mortgage rates, now could be a favorable time to invest in new construction, provided you conduct thorough research and planning.
Would you like assistance with exploring specific neighborhoods or builders in Lakeland? I can help you dive deeper into the options!
Please don't hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for our assistance or for a friendly, no-obligation chat.